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1: Creative Housing Solutions for College Bound Children
Tuition costs are ridiculous enough, but have you seen what it costs to feed and house your university student lately? There is a growing trend among parents and grandparents of those young people who are off to college to help out with housing in a pretty clever way: buy them a house near their chosen place of study....
2: How Do Multiple Checking Accounts Affect FICO?
Many of us have more than one checking account with one or more financial institutions. For example, joint checking, business checking, personal checking and more. But can having numerous checking accounts affect your credit score?
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3: 7 Ways to Prevent Identity Theft
Destroy all documents that contain personal information. Thieves still gather personal information used identity theft from the trash so be sure to shred everything you throw away that contains any personal information about you. This includes credit card statements, bank statements, etc....
4: Nothing is Free When It Comes to Protecting Your Identity
According to the FTC, an estimated 9 million Americans are affected each year by identity theft. Although the federal government has made it possible for each citizen to protect their identity by initiating free fraud alerts, placing their name and contact information on "do not call" or mail lists, and accessing free credit reports, many individuals do not realize that they must continuously request these "free" services. When taking into account the amount of time it takes to repeatedly request these "free" services and the risks involved in forgetting to put these protective measures in place, "free" can turn into thousands of dollars of financial ruin and thousands of hours spent trying to restore one's good name and credit. When it comes down to it, if time equals money, then nothing is free when it comes to protecting your identity. Fortunately, though, there is an economic way to protect your identity and prevent identity theft through a company called LifeLock. LifeLock's Identity Theft Prevention services can help you protect your identity and prevent identity theft in six valuable ways....
5: Preventing Foreclosure to Protect Your Interests
When you went through the process of buying your new house, you signed on the dotted line without reading everything, including the fine print. No one ever reads all that fine print anyway! First, if you did, you would need a microscope to see it all. Besides, in order to fully understand what you read, you would need a law degree or two! I have news for you: You are not alone! Many people sign on the dotted line with no understanding of what they are signing. Perhaps like you, these people are now finding that their interest rates have skyrocketed and they are no longer able to afford to make their new payment. In other words, they are facing foreclosure....
6: 6 Ways In Which To Improve Your Credit Score
Today there are many people struggling with their credit, and with the way the economy has been looking lately, keeping your credit score up can be a bit difficult. Many people are dealing with credit scores that are less than wonderful; however, there are ways that you can improve your credit score. If you want to make your credit score look better, here are a few tips that can help....
7: Baby Boomers Are Prime Targets for Identity Thieves
Did you know that the first "baby boomer" filed for Social Security benefits in October 2007? This individual is the first of almost 80 million baby boomers who are expected to apply for such benefits over the next two decades and is, very possibly, one of the first baby boomers who may fall prey to identity theft. Because boomers are more likely to draw two incomes, i.e. retirement and social security benefits, thieves are more likely to target their financial resources than that of others. In addition to the extra income, boomers are being targeted by identity thieves because of their tendencies to avoid the internet, to rely on paper checks and paper mail, and to fall victim to pre-texting scams. Because of this, it is more important than ever for baby boomers, who, in the prime of their lives, are prime targets for identity theft, to use LifeLock's Identity Theft Protection Services....
8: Personal Finance : An Introduction
Have you ever wondered how to make tonnes of money? Do you know that you can have more money and get richer just by getting you personal finance right? Personal finance is very important. If you manage it right, you can have more money, thus making you financially stable....
9: Avoid Losing Your Home. Two Simple Foreclosure Solutions.
If your bank or lender is threatening to take your home through foreclosure, you are no doubt looking for solutions to stop the foreclosure from happening. In this article, we are going to look at some simple things you can do to avoid losing your home through foreclosure....
10: Do Online Budgeting Tools Work?
Financial planning may be achieved in a number of forms. One may decide that he can go the old-school way and utilize the use of a bank ledger and pencil. Another person may decide that he can invest in budgeting program for your PC. However, many other options are available. Online tools are user friendly for personal financing. Can internet ready tools help?...
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