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Article By: LindenGray
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Mexican Auto Insurance - Problems Experienced After An Accident
Must Have Documents
A driving accident can become a costly and bureaucratic nightmare if you do not have the proper documentation. You should carry the following documents with you while in Mexico.
1.Mexican Auto Insurance Policy: You must have Mexican Auto Insurance issued by a company recognized by the Mexican government. In addition to the policy, you should have premium payment receipt, accident instructions, and contact information for your provider. Recognized insurance providers such as MexicanInsuranceStore.com provide excellent documentation.
2. Valid Driving License: When it comes to your license, it must show your photograph and highlight the name that is printed on the title or registration of your car.
3. Vehicle Title or Registration Receipt: You name should be on the title or registration. The insurance policy may also show the owner by name and the principal driver of the vehicle. Keep in mind that unregistered cars or automobiles with expired tags may have their transportation taken away.
4.Proof of Citizenship: Drivers License, Birth certificate, passport, or notarized proof of citizenship. (Must have passport by 2009)
5.Permission Letter From Bank or Lien Holder: If you do not own the car, and you will be traveling beyond the border zone, (Approx. 70 miles from the border) you must have a letter of permission from the bank or lien holder for financed cars, rental cars, leased cars, or company cars (on company stationary).
6.A credit card. You should have the card in your name.
7.A vehicle permit. If you are going to be traveling beyond the border areas, you need a temporary import permit displayed on your windshield.
8.Affidavit to return Car to the United States. If you're traveling beyond the border zone, you must sign an affidavit that says you promise to return your vehicle back into the US. You must pay a refundable deposit.
What to Do When An Accident Takes Place
If an accident should occur, you need to do the following:
1.Don't leave your vehicle until the police arrive.
2.Contact your medical emergency assistance provider if necessary.
3.Contact your insurance provider.
4.Remain with your vehicle until the Auto Insurance Adjuster arrives.
4.Fill out the accident report.
5. Complete and sign a parts inventory form before having your car towed.
After The Accident
You'll need the following forms to file insurance claims:
1. Police Report: You need a duplicate of the initial report filed by the Mexican police.
2. Medical Report: The company will supply a form that needs the signature of the licensed physician who was responsible for delivering medical attention.
3. Medical Billing: Any invoices that the hospital, physicians, and pharmacy issued are important.
Finally, allow your insurance company to manage the accident. Do not reach any verbal agreements or sign any written agreements with the other party that was involved.
Most significantly, do not take responsibility of the accident. Your carrier will direct you through the process of submitting a claim. They will let you know if you are responsible for anything.
Article Source: ArticleZones.com
About the Author
Author Linden Gray is an international veteran with over 29 years of commercial & personal insurance experience. Mr. Gray has been featured in many periodicals including RV Magazine, PE.com, Google, Yahoo, Digg & Buzzle. His website is: mexican auto insurance.
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